@layer reset, tokens, base, layout, components, pages, motion;

@import url("https://fonts.googleapis.com/css2?family=Libre+Baskerville:ital,wght@0,400;0,700;1,400&family=Nunito+Sans:ital,wght@0,400;0,600;0,700;1,400&display=swap");

@layer tokens {
  :root {
    --spruce: #1c332c;
    --spruce-deep: #12241f;
    --copper: #c07548;
    --copper-deep: #a35e36;
    --frost: #e4eaf2;
    --panel: #f7f9fb;
    --ink: #1c332c;
    --muted: #5b6b66;
    --line: #c5d0cc;
    --white: #ffffff;
    --radius: 5px;
    --max: 1120px;
  }
}

@layer reset {
  *,
  *::before,
  *::after {
    box-sizing: border-box;
  }

  html {
    scroll-behavior: smooth;
  }

  body {
    margin: 0;
  }

  img {
    max-width: 100%;
    display: block;
  }
}

@layer base {
  body {
    font-family: "Nunito Sans", "Segoe UI", sans-serif;
    color: var(--ink);
    background-color: var(--frost);
    background-image:
      repeating-conic-gradient(
        from 0deg at 100% 0%,
        transparent 0deg 8deg,
        rgba(28, 51, 44, 0.035) 8deg 8.4deg
      );
    line-height: 1.65;
    min-height: 100vh;
    overflow-x: hidden;
  }

  a {
    color: var(--copper-deep);
    text-underline-offset: 3px;
  }

  a:hover {
    color: var(--spruce);
  }

  h1,
  h2,
  h3,
  .display {
    font-family: "Libre Baskerville", Georgia, serif;
    font-weight: 700;
    line-height: 1.18;
    margin: 0 0 0.55em;
    color: var(--spruce-deep);
  }

  p {
    margin: 0 0 1em;
  }

  ul {
    margin: 0 0 1em;
    padding-left: 1.1rem;
  }
}

@layer layout {
  .container {
    width: min(100% - 2.5rem, var(--max));
    margin-inline: auto;
  }

  .site-header {
    background: var(--panel);
    border-bottom: 1px solid var(--line);
  }

  .nav {
    display: grid;
    grid-template-columns: auto 1fr auto auto;
    align-items: center;
    gap: 1rem;
    min-height: 4.35rem;
  }

  .brand {
    display: flex;
    align-items: center;
    gap: 0.65rem;
    text-decoration: none;
    color: var(--spruce);
    font-family: "Libre Baskerville", Georgia, serif;
    font-size: 0.95rem;
  }

  .brand img {
    width: 36px;
    height: 36px;
    border-radius: var(--radius);
  }

  .brand span {
    color: var(--copper);
  }

  .nav-links {
    display: flex;
    justify-content: center;
    gap: 1.35rem;
  }

  .nav-links a {
    text-decoration: none;
    color: var(--spruce);
    font-weight: 600;
    font-size: 0.92rem;
  }

  .nav-links a.active,
  .nav-links a:hover {
    color: var(--copper-deep);
    box-shadow: inset 0 -2px 0 var(--copper);
  }

  .nav-contact {
    font-weight: 700;
    font-size: 0.86rem;
    color: var(--spruce);
    text-decoration: none;
    border: 1px solid var(--spruce);
    border-radius: var(--radius);
    padding: 0.4rem 0.75rem;
  }

  .nav-toggle {
    display: none;
    border: 1px solid var(--spruce);
    background: var(--white);
    color: var(--spruce);
    border-radius: var(--radius);
    padding: 0.4rem 0.7rem;
    font: inherit;
    font-weight: 700;
  }

  main {
    padding-bottom: 3rem;
  }

  .site-footer {
    background: var(--spruce-deep);
    color: var(--frost);
    padding: 2.4rem 0 1.2rem;
    border-top: 3px solid var(--copper);
  }

  .site-footer a {
    color: #f0d2bf;
  }

  .site-footer a:hover {
    color: #fff;
  }

  .footer-grid {
    display: grid;
    grid-template-columns: 1.4fr repeat(3, 1fr);
    gap: 1.5rem;
  }

  .footer-grid h4 {
    color: #fff;
    font-size: 0.95rem;
    margin-bottom: 0.6rem;
  }

  .footer-grid ul {
    list-style: none;
    padding: 0;
    margin: 0;
  }

  .footer-grid li {
    margin: 0.28rem 0;
  }

  .footer-brand {
    font-family: "Libre Baskerville", Georgia, serif;
    font-size: 1.05rem;
    margin-bottom: 0.5rem;
  }

  .not-bank {
    font-size: 0.88rem;
    color: #d7e0dc;
  }

  .footer-bottom {
    display: flex;
    justify-content: space-between;
    gap: 1rem;
    flex-wrap: wrap;
    margin-top: 1.6rem;
    padding-top: 0.9rem;
    border-top: 1px solid rgba(228, 234, 242, 0.18);
    font-size: 0.86rem;
  }

  .duns {
    font-variant-numeric: tabular-nums;
  }
}

@layer components {
  .btn {
    display: inline-block;
    background: var(--copper);
    color: #fff;
    text-decoration: none;
    border-radius: var(--radius);
    padding: 0.7rem 1.15rem;
    font-weight: 700;
    border: 1px solid var(--copper);
  }

  .btn:hover {
    background: var(--copper-deep);
    color: #fff;
  }

  .btn:active {
    transform: translateY(1px);
  }

  .btn-ghost {
    background: transparent;
    color: var(--spruce);
    border-color: var(--spruce);
  }

  .btn-ghost:hover {
    background: var(--spruce);
    color: #fff;
  }

  .page-hero {
    padding: 2.4rem 0 1.4rem;
    border-bottom: 1px solid var(--line);
  }

  .lede {
    font-size: 1.08rem;
    max-width: 42rem;
    color: var(--muted);
  }

  .inner {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 16.5rem;
    gap: 2rem;
    padding-top: 1.6rem;
  }

  .inner-main {
    border-left: 3px solid var(--copper);
    padding-left: 1.15rem;
  }

  .summary {
    background: var(--panel);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 1rem 1.1rem;
    height: max-content;
    font-size: 0.94rem;
  }

  .summary h2 {
    font-size: 1rem;
  }

  .ledger {
    display: grid;
    gap: 0;
    border-top: 1px solid var(--line);
  }

  .ledger a,
  .ledger-row {
    display: grid;
    grid-template-columns: 2.4rem 1fr;
    gap: 0.85rem;
    align-items: start;
    padding: 1.05rem 0.2rem;
    border-bottom: 1px solid var(--line);
    text-decoration: none;
    color: inherit;
  }

  .ledger a:hover .ledger-title {
    color: var(--copper-deep);
  }

  .tick {
    width: 0.7rem;
    height: 1.55rem;
    background: var(--copper);
    border-radius: 1px;
    margin-top: 0.2rem;
    transition: width 0.2s ease;
  }

  .ledger a:hover .tick {
    width: 1.05rem;
  }

  .ledger-kicker {
    font-size: 0.72rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--muted);
    font-weight: 700;
  }

  .ledger-title {
    font-family: "Libre Baskerville", Georgia, serif;
    font-size: 1.12rem;
    margin: 0.1rem 0 0.25rem;
  }

  .work-rail {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(11rem, 1fr));
    gap: 0.75rem;
    counter-reset: step;
    list-style: none;
    padding: 0;
    margin: 0 0 1rem;
  }

  .work-rail li {
    list-style: none;
    background: var(--panel);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 0.9rem;
    min-height: 6.2rem;
  }

  .work-rail li::before {
    counter-increment: step;
    content: counter(step);
    display: block;
    font-family: "Libre Baskerville", Georgia, serif;
    color: var(--copper);
    font-size: 1.2rem;
    margin-bottom: 0.35rem;
  }

  .facts {
    display: grid;
    gap: 0.55rem;
  }

  .facts div {
    border-bottom: 1px dashed var(--line);
    padding-bottom: 0.45rem;
  }

  .facts dt {
    font-size: 0.75rem;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    color: var(--muted);
    font-weight: 700;
  }

  .facts dd {
    margin: 0.15rem 0 0;
  }

  .form-grid {
    display: grid;
    gap: 0.75rem;
  }

  label {
    font-weight: 700;
    font-size: 0.9rem;
  }

  input,
  textarea,
  select {
    width: 100%;
    font: inherit;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 0.55rem 0.7rem;
    background: var(--white);
  }

  textarea {
    min-height: 8rem;
  }

  .notice {
    background: var(--panel);
    border-left: 3px solid var(--copper);
    padding: 0.85rem 1rem;
    margin: 1rem 0;
  }

  .faq details {
    border-bottom: 1px solid var(--line);
    padding: 0.85rem 0;
  }

  .faq summary {
    cursor: pointer;
    font-weight: 700;
  }

  .insight-list a {
    display: block;
    padding: 1rem 0;
    border-bottom: 1px solid var(--line);
    text-decoration: none;
    color: inherit;
  }
}

@layer pages {
  .hero {
    display: grid;
    grid-template-columns: minmax(0, 1.05fr) minmax(16rem, 0.85fr);
    gap: 2rem;
    align-items: center;
    padding: 3rem 0 2.4rem;
  }

  .hero h1 {
    font-size: clamp(1.9rem, 4vw, 3rem);
    max-width: 16ch;
  }

  .hero-copy p {
    max-width: 38rem;
  }

  .compass {
    justify-self: center;
    width: min(100%, 22rem);
  }

  .compass svg {
    width: 100%;
    height: auto;
  }

  .compass-tick {
    transform-origin: 160px 160px;
    opacity: 0;
    animation: tick-fade 0.9s ease forwards;
  }

  .compass-tick:nth-child(1) { animation-delay: 0.05s; }
  .compass-tick:nth-child(2) { animation-delay: 0.12s; }
  .compass-tick:nth-child(3) { animation-delay: 0.18s; }
  .compass-tick:nth-child(4) { animation-delay: 0.24s; }
  .compass-tick:nth-child(5) { animation-delay: 0.3s; }
  .compass-tick:nth-child(6) { animation-delay: 0.36s; }
  .compass-tick:nth-child(7) { animation-delay: 0.42s; }
  .compass-tick:nth-child(8) { animation-delay: 0.48s; }

  .section {
    padding: 2rem 0;
  }

  .section h2 {
    font-size: 1.45rem;
  }

  .contact-split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    background: var(--panel);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 1.4rem;
  }

  .policy h2 {
    font-size: 1.15rem;
    margin-top: 1.4rem;
  }
}

@layer motion {
  @keyframes tick-fade {
    from {
      opacity: 0;
    }
    to {
      opacity: 1;
    }
  }

  @media (prefers-reduced-motion: reduce) {
    .compass-tick {
      animation: none;
      opacity: 1;
    }

    .btn:active {
      transform: none;
    }
  }

  @media (max-width: 900px) {
    .nav {
      grid-template-columns: 1fr auto auto;
    }

    .nav-toggle {
      display: inline-block;
    }

    .nav-links {
      display: none;
      grid-column: 1 / -1;
      flex-direction: column;
      align-items: flex-start;
      padding-bottom: 0.8rem;
    }

    .nav-links.open {
      display: flex;
    }

    .hero,
    .inner,
    .contact-split,
    .footer-grid {
      grid-template-columns: 1fr;
    }

    .ledger a,
    .ledger-row {
      grid-template-columns: 1.1rem 1fr;
    }
  }
}
